finance

3 Signs You May Have An Unhealthy Relationship With Money

When it comes to finances, in order to make any changes to our situation, we need to reflect on our relationship with money. Just like going on a diet, we take time to re-evaluate what we eat and compare it to what we should be eating. Money should not be any different when it comes… Continue reading 3 Signs You May Have An Unhealthy Relationship With Money

budgeting, finance, financial education, financial wellness, money, money management

Let’s Talk Inflation

You've probably heard a lot about inflation over the recent months, but do you completely understand how it affects your wallet?┬áIn a recent article from CNBC, the inflation rate for the month of November was 6.8%. When we take a look at the Federal Reserve's predicted rate of inflation, it usually is around 2-3%. The… Continue reading Let’s Talk Inflation

finance

Redemption: Making a Financial Comeback

Redemption. Revival. Comeback. The Gaff family lost everything imaginable in a wildfire just five years ago. Now in 2021, they share a few effective financial tips that helped get their family back on their feet and move forward. Source: WJHL News 11 Station-Tennessee When I think of a redemption, I envision a movie that involves… Continue reading Redemption: Making a Financial Comeback

budgeting, child support, finance, financial education, financial wellness, money, money management

Millionaires Gone Broke- Knockout Edition

Many athletes and celebrities become millionaires in just a few short years of getting into their perspective industries... but what if I told you that sometimes, their millions couldn't even save them from financial duress? Welcome to the "Millionaires Gone Broke-Knockout Edition". In this episode, we take a stroll down memory lane and discuss two… Continue reading Millionaires Gone Broke- Knockout Edition

finance

6 Common Misconceptions That Make Finances “Scary”

Two Sense dives into what makes personal finances so intimidating and tackles some common misconceptions that are widely talked about. In the spirit of Halloween, let's talk about why finances can be so scary. There are so many myths that float around the internet, and in society in general, that lead to confusion and misunderstanding… Continue reading 6 Common Misconceptions That Make Finances “Scary”

finance

Debt Consolidation- Is it worth it?

Did you know that 88% of those who do debt consolidation actually end up racking up more debt or do not change their spending behaviors? If you really let that statistic sink in, that means that nearly 9 out of 10 people who consolidate their debt, whether balance transfer or loan, end up failing. If… Continue reading Debt Consolidation- Is it worth it?

finance

The Pandemic and its Effects on the Housing Market: How to Become a Homeowner in 2021

The pandemic has created a storm in almost every industry possible, and the housing market was no exception. In February, the inventory of homes for sale dropped 48% throughout the U.S. The demand has spiked to a point that it is making the homebuying process very competitive for buyers. By saying the market is competitive… Continue reading The Pandemic and its Effects on the Housing Market: How to Become a Homeowner in 2021

finance

About Two $ense

So... why Two $ense? This is a blog created to give our two sense on, well, your two cents! I am a certified financial coach looking to share the wealth of knowledge I have gained over the years. With nearly 10 years' experience in the Banking industry, I have worked with different types of people… Continue reading About Two $ense