When it comes to finances, in order to make any changes to our situation, we need to reflect on our relationship with money. Just like going on a diet, we take time to re-evaluate what we eat and compare it to what we should be eating. Money should not be any different when it comes… Continue reading 3 Signs You May Have An Unhealthy Relationship With Money
Everyone loves a good New Year's resolution during this time of year, but setting financial goals can really be a great start to a new year. When we hear the term "New Year's Resolution", we tend to think of weight loss and exercise goals. It's time to include financial well-being to our goals and priorities… Continue reading 5 Financial Goals to Shoot for in 2022
You've probably heard a lot about inflation over the recent months, but do you completely understand how it affects your wallet? In a recent article from CNBC, the inflation rate for the month of November was 6.8%. When we take a look at the Federal Reserve's predicted rate of inflation, it usually is around 2-3%. The… Continue reading Let’s Talk Inflation
Redemption. Revival. Comeback. The Gaff family lost everything imaginable in a wildfire just five years ago. Now in 2021, they share a few effective financial tips that helped get their family back on their feet and move forward. Source: WJHL News 11 Station-Tennessee When I think of a redemption, I envision a movie that involves… Continue reading Redemption: Making a Financial Comeback
Many athletes and celebrities become millionaires in just a few short years of getting into their perspective industries... but what if I told you that sometimes, their millions couldn't even save them from financial duress? Welcome to the "Millionaires Gone Broke-Knockout Edition". In this episode, we take a stroll down memory lane and discuss two… Continue reading Millionaires Gone Broke- Knockout Edition
Two Sense dives into what makes personal finances so intimidating and tackles some common misconceptions that are widely talked about. In the spirit of Halloween, let's talk about why finances can be so scary. There are so many myths that float around the internet, and in society in general, that lead to confusion and misunderstanding… Continue reading 6 Common Misconceptions That Make Finances “Scary”
Did you know that 88% of those who do debt consolidation actually end up racking up more debt or do not change their spending behaviors? If you really let that statistic sink in, that means that nearly 9 out of 10 people who consolidate their debt, whether balance transfer or loan, end up failing. If… Continue reading Debt Consolidation- Is it worth it?
The pandemic has created a storm in almost every industry possible, and the housing market was no exception. In February, the inventory of homes for sale dropped 48% throughout the U.S. The demand has spiked to a point that it is making the homebuying process very competitive for buyers. By saying the market is competitive… Continue reading The Pandemic and its Effects on the Housing Market: How to Become a Homeowner in 2021
So... why Two $ense? This is a blog created to give our two sense on, well, your two cents! I am a certified financial coach looking to share the wealth of knowledge I have gained over the years. With nearly 10 years' experience in the Banking industry, I have worked with different types of people… Continue reading About Two $ense
We have all heard of that saying, but is it true? From my experience in dealing with many different types of people over the years, this is actually more true than you would think. You must be thinking, well why... how is that even possible?! Many of us think that more money alleviates more of… Continue reading More Money More Problems
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